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Private Sector Bank

Axis Bank Home Loan

India's Most Trusted Partner via Cred Source

4.8 / 5.0
7.30% p.a.
INTEREST RATE
₹10.0 Cr
MAX LOAN
90%
MAX LTV
2-4 Working Days
PROCESSING

About Axis Bank

Axis Bank is India's third-largest private sector bank, offering a comprehensive suite of financial products to individuals, MSMEs, and corporate clients.

Axis Bank home loans are widely popular for innovative products like Axis Shubh Aarambh Home Loans (offering 12 EMI waivers on timely repayments), Asha Home Loans for affordable housing, and Fast Forward Home Loans with tenure reductions.

Axis Bank provides home loans with floating interest rates starting at 7.30% p.a., digital door-step loan processing, flexible eligibility calculators, and smooth balance transfer facilities.

Key Highlights

Why choose Axis Bank through Cred Source:

Lowest Interest Rate from 7.30% p.a.
12 EMI Waiver Feature on Timely Repayments
Doorstep Digital Loan Assistance
Up to 90% Loan on Property Value
Instant Digital Sanction Approval

Loan Eligibility Criteria

Who can apply for Axis Bank home loan:

Eligible Applicants

Salaried Employees, Self-Employed Professionals, Business Owners & NRIs.

Age Bracket

Minimum 18 years to maximum 75 years at maturity.

Minimum Income

₹20,000/month for salaried; ₹3.0 Lakh/year net profit for self-employed.

Credit Score (CIBIL)

750+ score recommended for lowest interest rate tier.

EMI Calculator & Sample Breakdown

Estimated EMI for Axis Bank Home Loan at 7.30% p.a. interest rate:

LOAN AMOUNT TENURE (YEARS) INTEREST RATE ESTIMATED MONTHLY EMI
₹30 Lakh 20 Years 7.30% p.a. ₹25,845 / month
₹50 Lakh 20 Years 7.30% p.a. ₹43,075 / month
₹1.0 Crore 20 Years 7.30% p.a. ₹86,150 / month

Frequently Asked Questions

About Axis Bank home loans via Cred Source:

Axis Bank requires a minimum net monthly salary of ₹25,000 for salaried individuals and ₹3 Lakh per annum for self-employed professionals.

Axis Bank provides home loans starting from ₹3 Lakh up to ₹10 Crore depending on profile, location, and property appraisal.

Axis Bank home loan interest rates start from 7.30% p.a. linked to Repo Rate for applicants with CIBIL score 750+.

Axis Bank offers fast-track home loan processing within 2 to 4 working days with complete online status tracking.

Yes, Cred Source offers personalized guidance and door-step execution for Axis Bank home loans.