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NBFC / Financial Services

Bajaj Finserv Home Loan

India's Most Trusted Partner via Cred Source

4.8 / 5.0
7.25% p.a.
INTEREST RATE
₹15.0 Cr
MAX LOAN
85%
MAX LTV
48 Hours
PROCESSING

About Bajaj Finserv

Bajaj Finserv (Bajaj Finance Limited) is one of India's largest and most diversified Non-Banking Financial Companies (NBFC). Recognized for market-leading digital financial services, Bajaj Finserv caters to over 70 million customers with extensive pan-India operations.

Bajaj Finserv Home Loans are famous for speedy approvals within 48 hours, high-value top-up loans up to ₹1 Crore, digital document pickup, and zero foreclosure charges for individual floating rate borrowers.

Bajaj Finserv offers home loans up to ₹15 Crore with competitive interest rates starting at 7.25% p.a., flexible tenor options up to 30 years, and customized EMI flexi-loan options.

Key Highlights

Why choose Bajaj Finserv through Cred Source:

Lowest Interest Rate from 7.25% p.a.
Ultra-Fast Approval in 48 Hours
100% Digital Application Process
Top-Up Loan up to ₹1 Crore Available
Zero Foreclosure Charges on Floating Rate

Loan Eligibility Criteria

Who can apply for Bajaj Finserv home loan:

Eligible Applicants

Salaried Employees, Self-Employed Professionals, Business Owners & NRIs.

Age Bracket

Minimum 18 years to maximum 75 years at maturity.

Minimum Income

₹20,000/month for salaried; ₹3.0 Lakh/year net profit for self-employed.

Credit Score (CIBIL)

750+ score recommended for lowest interest rate tier.

EMI Calculator & Sample Breakdown

Estimated EMI for Bajaj Finserv Home Loan at 7.25% p.a. interest rate:

LOAN AMOUNT TENURE (YEARS) INTEREST RATE ESTIMATED MONTHLY EMI
₹30 Lakh 20 Years 7.25% p.a. ₹25,845 / month
₹50 Lakh 20 Years 7.25% p.a. ₹43,075 / month
₹1.0 Crore 20 Years 7.25% p.a. ₹86,150 / month

Frequently Asked Questions

About Bajaj Finserv home loans via Cred Source:

Bajaj Finserv requires a minimum net monthly salary of ₹30,000 for salaried individuals living in major Indian cities.

Bajaj Finserv provides home loans up to ₹15 Crore with flexible loan tenures up to 30 years.

Bajaj Finserv home loan interest rates start from 7.25% p.a. for borrowers meeting credit score requirements.

Bajaj Finserv offers industry-leading processing with sanction letters issued within 48 hours.

Yes, Cred Source provides direct application support with end-to-end documentation pickup for Bajaj Finserv.