+91-9743444449

Private Sector Bank

HDFC Bank Home Loan

India's Most Trusted Partner via Cred Source

4.8 / 5.0
7.30% p.a.
INTEREST RATE
₹10.0 Cr
MAX LOAN
90%
MAX LTV
2-4 Working Days
PROCESSING

About HDFC Bank

HDFC Bank is India's largest private sector bank by assets and market capitalization following its milestone merger with HDFC Limited in 2023. HDFC Bank has established an unmatched reputation in retail housing finance, offering seamless digital applications, transparent interest structures, and swift loan disbursements.

Serving customers across 3,800+ cities in India, HDFC Bank provides comprehensive home loan solutions tailored for salaried professionals, self-employed individuals, NRIs, and agriculturalists.

HDFC Bank home loans come with attractive features including flexible repayment tenures up to 30 years, special interest concessions for women borrowers, digital doorstep service, and easy balance transfer options with top-up loan facilities.

Key Highlights

Why choose HDFC Bank through Cred Source:

Lowest Interest Rate from 7.30% p.a.
Instant Digital Sanction in 48 Hours
Pre-approved Instant Sanctions
Up to 90% Loan to Value (LTV)
Special Concessions for Women Borrowers

Loan Eligibility Criteria

Who can apply for HDFC Bank home loan:

Eligible Applicants

Salaried Employees, Self-Employed Professionals, Business Owners & NRIs.

Age Bracket

Minimum 18 years to maximum 75 years at maturity.

Minimum Income

₹20,000/month for salaried; ₹3.0 Lakh/year net profit for self-employed.

Credit Score (CIBIL)

750+ score recommended for lowest interest rate tier.

EMI Calculator & Sample Breakdown

Estimated EMI for HDFC Bank Home Loan at 7.30% p.a. interest rate:

LOAN AMOUNT TENURE (YEARS) INTEREST RATE ESTIMATED MONTHLY EMI
₹30 Lakh 20 Years 7.30% p.a. ₹25,845 / month
₹50 Lakh 20 Years 7.30% p.a. ₹43,075 / month
₹1.0 Crore 20 Years 7.30% p.a. ₹86,150 / month

Frequently Asked Questions

About HDFC Bank home loans via Cred Source:

HDFC Bank requires a minimum monthly salary of ₹25,000 for salaried applicants, while self-employed individuals need a minimum annual net income of ₹3.5 Lakh.

HDFC Bank provides home loans up to ₹10 Crore or up to 90% of property cost depending on your income, age, and existing liabilities.

HDFC Bank home loan interest rates start from 7.30% p.a. for prime borrowers with a CIBIL score of 750 and above.

HDFC Bank home loans are processed quickly within 2 to 4 working days with complete online trackability.

Yes, Cred Source provides direct assistance for HDFC Bank home loans with zero convenience fee and quick processing.