+91-9743444449
+91-9743444449
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India's Most Trusted Partner via Cred Source
The State Bank of India (SBI), a Fortune 500 company, is India's
largest public sector bank with a rich legacy of over 200 years. Its origins date back
to 1806 with the establishment of the Bank of Calcutta, later becoming the Bank of
Bengal, which subsequently merged with the Banks of Bombay and Madras to form the
Imperial Bank of India in 1921. In 1955, the Government of India nationalized the
Imperial Bank of India, renaming it the State Bank of India to spearhead rural credit
and economic development. Through strategic mergers, including its five associate banks
and Bharatiya Mahila Bank in 2017, SBI has grown into a dominant financial institution
in the Indian subcontinent.
As the market leader in home loans, SBI offers
competitive housing finance services characterized by lower interest balance, and no
prepayment penalties for floating interest rates.
SBI boasts an unparalleled
presence in India and abroad, acting as the nation's premier bank with a vast service reach.
SBI has also heavily invested in digital transformation, with its YONO (You Only Need One)
app facilitating banking, investment, and shopping for its massive user base.
Why choose State Bank of India through Cred Source:
Who can apply for State Bank of India home loan:
Salaried Employees, Self-Employed Professionals, Business Owners & NRIs.
Minimum 18 years to maximum 75 years at maturity.
₹20,000/month for salaried; ₹3.0 Lakh/year net profit for self-employed.
750+ score recommended for lowest interest rate tier.
Estimated EMI for State Bank of India Home Loan at 7.25% p.a. interest rate:
| LOAN AMOUNT | TENURE (YEARS) | INTEREST RATE | ESTIMATED MONTHLY EMI |
|---|---|---|---|
| ₹30 Lakh | 20 Years | 7.25% p.a. | ₹25,845 / month |
| ₹50 Lakh | 20 Years | 7.25% p.a. | ₹43,075 / month |
| ₹1.0 Crore | 20 Years | 7.25% p.a. | ₹86,150 / month |
About State Bank of India home loans via Cred Source:
Cred Source is a trusted financial loan partner providing home loans, business loans, mortgage loans, and credit advisory services with quick approval and competitive interest rates.
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